FAQs

Do I really need an Insurance policy?

Yes. Having an insurance policy relieves you of financial burdens to some extent. Insurance assures financial security and peace of mind to the insured and financial independence to the insured’s beloved family or beneficiaries should anything untoward happen. Moreover, since most insurance policies have an option of saving money while being insured, it is an investment for the future.

How much does Insurance policy cost?

When you buy an insurance, you pay a monthly sum, known as a premium, for a fixed period known as a term. There are different kinds of insurance policies, each having a different term and price. Therefore, the cost usually depends on the type of policy and the duration of the policy.

What do you mean by a Whole Life Insurance policy?

A whole life insurance is one that remains in force throughout the buyer’s life. It is also known as whole life assurance. It gives a cash value against the death benefit and credits interest to the insured’s account. It is of essential importance because it guarantees the death benefit.

What are the different kinds of Insurance Covers?

There are essentially two kinds of covers that most companies offer- Decreasing Term Insurance and Level Term Insurance.

What are the different kinds of premiums available?

There are essentially two kinds of premiums, guaranteed and reviewable. Under Guaranteed Premium, the Insurance Company guarantees that it will not increase the premium amount during the course of the policy. A Reviewable Premium is one wherein the company reviews your policy at set intervals.

Why is it best to speak with an insurance advisor?

With the internet-aided businesses booming through leaps and bounds, many such sites allow you to compare and choose the best of the insurance policies available. It is always advisable to talk to an insurance expert so that they can run you through the different aspects of the insurance, making it easier and more comprehensible for you.

Who will be contacting me?

All of the advisors who work for us are expert professionals from the insurance domain. Their prime job is to help you find the best insurance policy catering to your needs. Although there is no obligation or requirement for you to take the advice of our experts, but discussing about your requirements will be the best way for them to guide you.

What happens to my details once I submit them?

Once you submit your details, our advisor will contact you about your policy requirements. No credit checks will be done without your explicit approval. Please check our Privacy Policy page for further details.